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POLICY

Introduction

Welcome to My Owino.

By accessing www.My Owino.com and its related websites, services, applications or tools (Collectively referred to as “My Owino”) you are agreeing to the following terms, including those available by hyperlink, which are designed to make sure that My Owino works for everyone.

My Owino is provided to you by My Owino.com Limited, 87 gonville road, London, cr76df,UK, registered in England and Wales with numberIntroduction

Welcome to My Owino.

By accessing www.My Owino.com and its related websites, services, applications or tools (Collectively referred to as “My Owino”) you are agreeing to the following terms, including those available by hyperlink, which are designed to make sure that My Owino works for everyone.

My Owino is provided to you by My Owino.com Limited, 1 More London Place, London, SE1 2AF,UK, registered in England and Wales with number 3934849. These Terms of Use constitute a legally binding agreement between you and My Owino.com Limited and are effective as of 12 march 2019 for current users, and upon acceptance for new users. You accept these Terms of Use by clicking the “Create Account” button when registering a My Owino account and by otherwise accessing My Owino, including posting an ad; or as otherwise indicated on My Owino.

You are solely responsible for all information that you submit to My Owino and any consequences that may result from your post. We reserve the right at our discretion to refuse or delete content that we believe is inappropriate or breaching the above terms. We also reserve the right at our discretion to restrict a user’s usage of My Owino either temporarily or permanently, or refuse a user’s registration. If we believe that you are breaching these Terms of Use in any way and/or behaving suspiciously on My Owino, we may, at our discretion, inform other My Owino users that have been in contact with you and recommend that they exercise caution.

My Owino and the My Owino community work together to keep My Owino working properly and the community safe. Please report problems, offensive content and policy breaches to us using the reporting system.

My Owino may at times use third party data suppliers to supplement the information you have provided in an ad. This could include descriptions, product specifications and other content. You may use such information solely in connection with your My Owino ad while

your ad is on My Owino. The information provided may be subject to copyright, trademark and/or other protections. You agree not to remove any such protected information and/or create any uninventive works based on the content (other than by including them in your ads).This permission is subject to modification or revocation at any time at My Owino’s sole discretion.

Using My Owino

As a condition of your use of My Owino you agree that you will not:

· violate any laws; · violate the Policies;

· post any threatening, abusive, defamatory, obscene or indecent material;

· post or otherwise communicate any false or misleading material or message of any kind;

· infringe any third-party right;

· distribute spam, chain letters, or promote pyramid schemes;

· distribute viruses or any other technologies that may harm My Owino or the interests or property of My Owino users;

· impose or contribute to imposing an unreasonable load on our infrastructure or interfere with the proper working of My Owino;

· copy, modify, or distribute any other person’s content without their consent;

· use any robot spider, scraper or other automated means to access My Owino and collect content for any purpose without our express written permission;

· harvest or otherwise collect information about others, including email addresses, without their consent;

· copy, modify or distribute rights or content from My Owino or My Owino’s copyrights and trademarks;

· harvest or otherwise collect information about users, including email addresses, without their consent;

· bypass measures used to prevent or restrict access to My Owino;

· use any tool that interferes with the normal functioning of My Owino, including, without limitation, browser plug-ins (including, but not limited to, FreeTheTree), extensions, or other software which are designed to supplement, remove or otherwise change any of My Owino’s functionalities; or

· sell any counterfeit items or otherwise infringe the copyright, trademark or other rights of third parties.

Abusing My Owino

Without limiting other remedies, we may issue warnings, limit or terminate our service, remove hosted content and take technical and legal steps to keep users off My Owino if we think that they are creating problems, infringing the rights of third parties or acting inconsistently with the letter or spirit of our policies (including, without limitation, circumventing temporary or permanent suspensions or harassing the My Owino employees or other users). However, whether we decide to take any of these steps, remove hosted content or keep a user off My Owino or not, we do not have any obligation to monitor the information transmitted or stored on My Owino and we do not accept any liability for unauthorised or unlawful content on My Owino or use of My Owino by users.

Global Marketplace

Some of My Owino’s features may display your ad on other sites, services, applications or tools (together a “Platform”) that are part of the global world-wide community (for example, in different Platforms in other countries), or on third party Platforms, including social media channels. By using My Owino, you agree that your ads can be displayed on these other Platforms and media channels. The terms for our other Platforms are similar to these terms, but you may be subject to additional laws or other restrictions in the countries where your ad is posted. When your ad is posted on another Platform, you may be responsible for ensuring that it does not violate such other Platform’s policies. We may remove your ad if it is reported on My Owino, any eBay Platform, or any third party Platform, or if we believe it causes problems or violates any law or policy.

Fees and Services

Using My Owino is generally free, but we sometimes charge a fee for certain services. If the service you use incurs a fee, you’ll be able to review and accept terms that will be clearly disclosed at the time you post your ad. Our fees are quoted in Ugandan Shillings,Pounds Sterling,and Dollar depending on which country your stuated from and we may change them from time to time. We’ll notify you of changes to our fee policy by posting such changes on My Owino. We may choose to temporarily change our fees for promotional events or new services; these changes are effective when we announce the promotional event or new service.

You are responsible for paying the My Owino fees when they’re due. If you don’t, without prejudice to any other right or remedy we may be entitled to under these Terms of Use or by law, we may limit your ability to use the services. If your payment method fails or your account is past due, we may collect fees owed using other collection mechanisms.

You acknowledge that your ads may be deleted from My Owino in case we believe these Terms of Use, including our Posting Rules, are breached, either directly or indirectly. In case you would have paid a fee for the display of such ad, you may be entitled to a refund of such fee. However, we reserve the right not to refund My Owino users for any fees paid through use of My Owino in the following cases:

· If you breach, in our opinion, these Terms of Use, which include, without limitation, the Policies;

· If your ads went live with exposure on the My Owino sites, services, applications or tools, even for a limited time, and that they benefited from the service associated with the paid fee;

· If your ads are placed in the Pets or Massage categories of My Owino;

· If your ads are placed into “edit” mode and will go live to site once updated by you;

· If you have removed your ads yourself;

· If you post duplicate ads as defined in our rules regarding duplicate ads;

· If we believe that your ads are in a significantly wrong category; · Please note that the above list is not exhaustive. See the My Owino Refunds Help Page for more details on the cases in which you may, or may not, be entitled to a refund of such fees.

Content

My Owino is protected by copyright laws and international treaties. Content displayed on or via My Owino is protected as a collective work and/or compilation, pursuant to copyrights laws and international conventions. You agree not to copy, distribute or modify content from My Owino without our express written consent. You may not disassemble or decompile, reverse engineer or otherwise attempt to discover any source code contained in My Owino. Without limiting the foregoing, you agree not to reproduce, copy, sell, resell, or exploit for any purposes any aspect of My Owino (other than your own content). When you give us content, you grant us and represent that you have the right to grant us, a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable (through multiple tiers) right to exercise any and all copyright, publicity, trademarks, design, database and intellectual property rights to that content, in any media whether now known or to be discovered in the future including, without limitation, on any third party Platforms and media channels. In

particular, by giving us content, you grant us the right to display such content on Platforms that are part of the global community or our other classifieds sites in other countries, and on other online marketplaces, social media channels, blogs, in all types of marketing communications and on all other Platforms. In addition, you renounce all moral rights you have in the content to the fullest extent permitted by law.

You may not have the opportunity to review all of the supplemental data before posting an ad. My Owino is not responsible for the accuracy of any third party supplied supplemental data. You continue to be responsible for ensuring that your ads are accurate, do not include misleading information and fully comply with these Terms of Use and all My Owino policies. If you notice inaccuracies in this data after your ad appears on the site please get in touch with us.

Violation

Do not post content that violate the rights of third parties. This includes, but is not limited to, content that violates on intellectual property rights such as copyright, design and trademark (e.g. offering counterfeit items for sale). A large number of products of all sorts are offered on My Owino by private individuals. Entitled parties, in particular owners of copyright, trademark rights or other rights can report any advertisement which may violate on their rights, and submit a request for such advertisement to be removed. If a legal representative of the entitled party reports this to us in the correct manner, products violating on the intellectual property rights will be removed by My Owino.

Reporting a Violation: You can use this form, complete with your signature, to report advertisements which may violate on your property rights. The information requested in the Notice of Infringement Form is for the purpose of ensuring that the parties reporting these objects are either the entitled party or their officially authorised representative. This information must also enable My Owino to identify the advertisement to be removed. Once we have received your correctly completed Notice of Infringement Form, you can simply send later reports to My Owino via the e-mail address provided.

Note: This form can only be used by the lawful owners of the relevant intellectual property rights. The “Notice of Infringement” is intended to enable rights owners to ensure that products offered by My Owino users do not violate their copyright, trademark rights or other intellectual property rights. For all other questions, visitors and advertisers can get help using My Owino Help.

Liability

Nothing in these terms shall limit our liability for fraudulent misrepresentation, or for death or personal injury resulting from our negligence or the negligence of our agents or employees. You agree not to hold us responsible for things other users post or do.

We do not review users’ postings and are not involved in the actual transactions between users. As most of the content on My Owino comes from other users, we do not guarantee the accuracy of postings or user communications or the quality, safety, or legality of what’s offered.

In no event do we accept liability of any description for the posting of any unlawful, threatening, abusive, defamatory, obscene or indecent information, or material of any kind which violates or violates upon the rights of any other person, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any applicable law.

You acknowledge that we cannot guarantee continuous, error-free or secure access to our services or that defects in the service will be corrected. While we will use reasonable efforts to maintain an uninterrupted service, we cannot guarantee this and we do not give any promises or warranties (whether express or implied) about the operation and availability of our sites, services, applications or tools.

Accordingly, to the extent legally permitted we expressly disclaim all warranties, representations and conditions, express or implied, including those of quality, merchantability, merchantable quality, durability, fitness for a particular purpose and those arising by statute. We are not liable for any loss, whether of money (including profit), goodwill, or reputation, or any special, indirect, or consequential damages arising out of your use of, or inability to use My Owino, even if you advise us or we could reasonably foresee the possibility of any such damage occurring. Some jurisdictions do not allow the disclaimer of warranties or exclusion of damages, so such disclaimers and exclusions may not apply to you. Despite the previous paragraph, if we are found to be liable, our liability to you or any third party

(whether in contract, tort, negligence, strict liability in tort, by statute or otherwise) is limited to the greater of (a) the total fees you paid to us in the 12 months prior to the action giving rise to liability, and (b) 100 Pounds Sterling.

Release

If you have a dispute with one or more My Owino users, you release us (and our officers, directors, agents, subsidiaries, joint ventures and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known or unknown, arising out of or in any way connected with such disputes.

Third party rights

A person who is not a party to this Agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this User Agreement but this does not affect any right or remedy of a third party specified in this Agreement or which exists or is available apart from that Act.

Data Protection and Privacy

By using My Owino, you agree to the collection, transfer, storage and use of your personal information by My Owino on servers located in the Netherlands, United States and China as further described in our Privacy Notice.

You shall process personal data received under and/or in connection with this User Agreement each as a separate and independent controller. In no event will you process personal data under and/or in connection with this User Agreement as joint controllers or in a controller-to-processor relationship. As such separate and independent controllers, you shall be individually and separately responsible for complying with the obligations that apply to you as a controller under applicable data protection law.

You shall erase the personal data received under this User Agreement immediately after the respective purpose(s) has/have been fulfilled. Any further processing of the personal data is not permitted except when legally required (e.g., if a retention obligation applies).

Failure to abide with the aforementioned obligations may result in disciplinary action up to and including account suspension.

Resolution of disputes

If a dispute arises between you and My Owino, we strongly encourage you to first contact us directly to seek a resolution by going to the My Owino Help page. We will consider reasonable requests to resolve the dispute through alternative dispute resolution procedures, such as mediation or arbitration, as alternatives to litigation.

General

These terms and the other policies posted on My Owino constitute the entire agreement between My Owino and you, superseding any prior agreements. No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this Agreement.

Mobile Devices Terms

If you’re accessing My Owino Services from a mobile device using a My Owino Mobile Application (the “Application”), the following terms and conditions (“Terms of Use”) apply to you in addition to the applicable Mobile Privacy and Legal Notice or End User License Agreement, as the case may be. Your use of the Application confirms your agreement to these Terms of Use.

Intellectual Property – Applications. My Owino owns, or is the licensee to, all right, title, and interest in and to its Applications, including all rights under patent, copyright, trade secret, trademark, and any and all other proprietary rights, including all applications, renewals, extensions, and restorations thereof. You will not modify, adapt, translate, prepare derivative works from, decompile, reverse-engineer, disassemble, or otherwise attempt to derive source code from any Application and you will not remove, obscure, or alter My Owino’s copyright notice, trademarks or other proprietary rights notices affixed to, contained within, or accessed in conjunction with or by any My Owino Application.

Additional Terms. Additional terms and conditions that apply to you based on the mobile device the Application is installed on:. These Terms of Use constitute a legally binding agreement between you and My Owino.com Limited and are effective as of 1 April 2019 for current users, and upon acceptance for new users. You accept these Terms of Use by clicking the “Create Account” button when registering a My Owino account and by otherwise accessing My Owino, including posting an ad; or as otherwise indicated on My Owino.

You are solely responsible for all information that you submit to My Owino and any consequences that may result from your post. We reserve the right at our discretion to refuse or delete content that we believe is inappropriate or breaching the above terms. We also reserve the right at our discretion to restrict a user’s usage of My Owino either temporarily or permanently, or refuse a user’s registration. If we believe that you are breaching these Terms of Use in any way and/or behaving suspiciously on My Owino, we may, at our discretion, inform other My Owino users that have been in contact with you and recommend that they exercise caution.

My Owino and the My Owino community work together to keep My Owino working properly and the community safe. Please report problems, offensive content and policy breaches to us using the reporting system.

My Owino may at times use third party data suppliers to supplement the information you have provided in an ad. This could include descriptions, product specifications and other content. You may use such information solely in connection with your My Owino ad while

your ad is on My Owino. The information provided may be subject to copyright, trademark and/or other protections. You agree not to remove any such protected information and/or create any uninventive works based on the content (other than by including them in your ads).This permission is subject to modification or revocation at any time at My Owino’s sole discretion.

Using My Owino

As a condition of your use of My Owino you agree that you will not:

· violate any laws; · violate the Policies;

· post any threatening, abusive, defamatory, obscene or indecent material;

· post or otherwise communicate any false or misleading material or message of any kind;

· infringe any third-party right;

· distribute spam, chain letters, or promote pyramid schemes;

· distribute viruses or any other technologies that may harm My Owino or the interests or property of My Owino users;

· impose or contribute to imposing an unreasonable load on our infrastructure or interfere with the proper working of My Owino;

· copy, modify, or distribute any other person’s content without their consent;

· use any robot spider, scraper or other automated means to access My Owino and collect content for any purpose without our express written permission;

· harvest or otherwise collect information about others, including email addresses, without their consent;

· copy, modify or distribute rights or content from My Owino or My Owino’s copyrights and trademarks;

· harvest or otherwise collect information about users, including email addresses, without their consent;

· bypass measures used to prevent or restrict access to My Owino;

· use any tool that interferes with the normal functioning of My Owino, including, without limitation, browser plug-ins (including, but not limited to, FreeTheTree), extensions, or other software which are designed to supplement, remove or otherwise change any of My Owino’s functionalities; or

· sell any counterfeit items or otherwise infringe the copyright, trademark or other rights of third parties.

Abusing My Owino

Without limiting other remedies, we may issue warnings, limit or terminate our service, remove hosted content and take technical and legal steps to keep users off My Owino if we think that they are creating problems, infringing the rights of third parties or acting inconsistently with the letter or spirit of our policies (including, without limitation, circumventing temporary or permanent suspensions or harassing the My Owino employees or other users). However, whether we decide to take any of these steps, remove hosted content or keep a user off My Owino or not, we do not have any obligation to monitor the information transmitted or stored on My Owino and we do not accept any liability for unauthorised or unlawful content on My Owino or use of My Owino by users.

Global Marketplace

Some of My Owino’s features may display your ad on other sites, services, applications or tools (together a “Platform”) that are part of the global world-wide community (for example, in different Platforms in other countries), or on third party Platforms, including social media channels. By using My Owino, you agree that your ads can be displayed on these other Platforms and media channels. The terms for our other Platforms are similar to these terms, but you may be subject to additional laws or other restrictions in the countries where your ad is posted. When your ad is posted on another Platform, you may be responsible for ensuring that it does not violate such other Platform’s policies. We may remove your ad if it is reported on My Owino, any eBay Platform, or any third party Platform, or if we believe it causes problems or violates any law or policy.

Fees and Services

Using My Owino is generally free, but we sometimes charge a fee for certain services. If the service you use incurs a fee, you’ll be able to review and accept terms that will be clearly disclosed at the time you post your ad. Our fees are quoted in Ugandan Shillings,Pounds Sterling,and Dollar depending on which country your stuated from and we may change them from time to time. We’ll notify you of changes to our fee policy by posting such changes on My Owino. We may choose to temporarily change our fees for promotional events or new services; these changes are effective when we announce the promotional event or new service.

You are responsible for paying the My Owino fees when they’re due. If you don’t, without prejudice to any other right or remedy we may be entitled to under these Terms of Use or by law, we may limit your ability to use the services. If your payment method fails or your account is past due, we may collect fees owed using other collection mechanisms.

You acknowledge that your ads may be deleted from My Owino in case we believe these Terms of Use, including our Posting Rules, are breached, either directly or indirectly. In case you would have paid a fee for the display of such ad, you may be entitled to a refund of such fee. However, we reserve the right not to refund My Owino users for any fees paid through use of My Owino in the following cases:

· If you breach, in our opinion, these Terms of Use, which include, without limitation, the Policies;

· If your ads went live with exposure on the My Owino sites, services, applications or tools, even for a limited time, and that they benefited from the service associated with the paid fee;

· If your ads are placed in the Pets or Massage categories of My Owino;

· If your ads are placed into “edit” mode and will go live to site once updated by you;

· If you have removed your ads yourself;

· If you post duplicate ads as defined in our rules regarding duplicate ads;

· If we believe that your ads are in a significantly wrong category; · Please note that the above list is not exhaustive. See the My Owino Refunds Help Page for more details on the cases in which you may, or may not, be entitled to a refund of such fees.

Content

My Owino is protected by copyright laws and international treaties. Content displayed on or via My Owino is protected as a collective work and/or compilation, pursuant to copyrights laws and international conventions. You agree not to copy, distribute or modify content from My Owino without our express written consent. You may not disassemble or decompile, reverse engineer or otherwise attempt to discover any source code contained in My Owino. Without limiting the foregoing, you agree not to reproduce, copy, sell, resell, or exploit for any purposes any aspect of My Owino (other than your own content). When you give us content, you grant us and represent that you have the right to grant us, a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable (through multiple tiers) right to exercise any and all copyright, publicity, trademarks, design, database and intellectual property rights to that content, in any media whether now known or to be discovered in the future including, without limitation, on any third party Platforms and media channels. In

particular, by giving us content, you grant us the right to display such content on Platforms that are part of the global community or our other classifieds sites in other countries, and on other online marketplaces, social media channels, blogs, in all types of marketing communications and on all other Platforms. In addition, you renounce all moral rights you have in the content to the fullest extent permitted by law.

You may not have the opportunity to review all of the supplemental data before posting an ad. My Owino is not responsible for the accuracy of any third party supplied supplemental data. You continue to be responsible for ensuring that your ads are accurate, do not include misleading information and fully comply with these Terms of Use and all My Owino policies. If you notice inaccuracies in this data after your ad appears on the site please get in touch with us.

Violation

Do not post content that violate the rights of third parties. This includes, but is not limited to, content that violates on intellectual property rights such as copyright, design and trademark (e.g. offering counterfeit items for sale). A large number of products of all sorts are offered on My Owino by private individuals. Entitled parties, in particular owners of copyright, trademark rights or other rights can report any advertisement which may violate on their rights, and submit a request for such advertisement to be removed. If a legal representative of the entitled party reports this to us in the correct manner, products violating on the intellectual property rights will be removed by My Owino.

Reporting a Violation: You can use this form, complete with your signature, to report advertisements which may violate on your property rights. The information requested in the Notice of Infringement Form is for the purpose of ensuring that the parties reporting these objects are either the entitled party or their officially authorised representative. This information must also enable My Owino to identify the advertisement to be removed. Once we have received your correctly completed Notice of Infringement Form, you can simply send later reports to My Owino via the e-mail address provided.

Note: This form can only be used by the lawful owners of the relevant intellectual property rights. The “Notice of Infringement” is intended to enable rights owners to ensure that products offered by My Owino users do not violate their copyright, trademark rights or other intellectual property rights. For all other questions, visitors and advertisers can get help using My Owino Help.

Liability

Nothing in these terms shall limit our liability for fraudulent misrepresentation, or for death or personal injury resulting from our negligence or the negligence of our agents or employees. You agree not to hold us responsible for things other users post or do.

We do not review users’ postings and are not involved in the actual transactions between users. As most of the content on My Owino comes from other users, we do not guarantee the accuracy of postings or user communications or the quality, safety, or legality of what’s offered.

In no event do we accept liability of any description for the posting of any unlawful, threatening, abusive, defamatory, obscene or indecent information, or material of any kind which violates or violates upon the rights of any other person, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any applicable law.

You acknowledge that we cannot guarantee continuous, error-free or secure access to our services or that defects in the service will be corrected. While we will use reasonable efforts to maintain an uninterrupted service, we cannot guarantee this and we do not give any promises or warranties (whether express or implied) about the operation and availability of our sites, services, applications or tools.

Accordingly, to the extent legally permitted we expressly disclaim all warranties, representations and conditions, express or implied, including those of quality, merchantability, merchantable quality, durability, fitness for a particular purpose and those arising by statute. We are not liable for any loss, whether of money (including profit), goodwill, or reputation, or any special, indirect, or consequential damages arising out of your use of, or inability to use My Owino, even if you advise us or we could reasonably foresee the possibility of any such damage occurring. Some jurisdictions do not allow the disclaimer of warranties or exclusion of damages, so such disclaimers and exclusions may not apply to you. Despite the previous paragraph, if we are found to be liable, our liability to you or any third party

(whether in contract, tort, negligence, strict liability in tort, by statute or otherwise) is limited to the greater of (a) the total fees you paid to us in the 12 months prior to the action giving rise to liability, and (b) 100 Pounds Sterling.

Release

If you have a dispute with one or more My Owino users, you release us (and our officers, directors, agents, subsidiaries, joint ventures and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known or unknown, arising out of or in any way connected with such disputes.

Third party rights

A person who is not a party to this Agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this User Agreement but this does not affect any right or remedy of a third party specified in this Agreement or which exists or is available apart from that Act.

Data Protection and Privacy

By using My Owino, you agree to the collection, transfer, storage and use of your personal information by My Owino on servers located in the Netherlands, United States and China as further described in our Privacy Notice.

You shall process personal data received under and/or in connection with this User Agreement each as a separate and independent controller. In no event will you process personal data under and/or in connection with this User Agreement as joint controllers or in a controller-to-processor relationship. As such separate and independent controllers, you shall be individually and separately responsible for complying with the obligations that apply to you as a controller under applicable data protection law.

You shall erase the personal data received under this User Agreement immediately after the respective purpose(s) has/have been fulfilled. Any further processing of the personal data is not permitted except when legally required (e.g., if a retention obligation applies).

Failure to abide with the aforementioned obligations may result in disciplinary action up to and including account suspension.

Resolution of disputes

If a dispute arises between you and My Owino, we strongly encourage you to first contact us directly to seek a resolution by going to the My Owino Help page. We will consider reasonable requests to resolve the dispute through alternative dispute resolution procedures, such as mediation or arbitration, as alternatives to litigation.

General

These terms and the other policies posted on My Owino constitute the entire agreement between My Owino and you, superseding any prior agreements. No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this Agreement.

Mobile Devices Terms

If you’re accessing My Owino Services from a mobile device using a My Owino Mobile Application (the “Application”), the following terms and conditions (“Terms of Use”) apply to you in addition to the applicable Mobile Privacy and Legal Notice or End User License Agreement, as the case may be. Your use of the Application confirms your agreement to these Terms of Use.

Intellectual Property – Applications. My Owino owns, or is the licensee to, all right, title, and interest in and to its Applications, including all rights under patent, copyright, trade secret, trademark, and any and all other proprietary rights, including all applications, renewals, extensions, and restorations thereof. You will not modify, adapt, translate, prepare derivative works from, decompile, reverse-engineer, disassemble, or otherwise attempt to derive source code from any Application and you will not remove, obscure, or alter My Owino’s copyright notice, trademarks or other proprietary rights notices affixed to, contained within, or accessed in conjunction with or by any My Owino Application.

Additional Terms. Additional terms and conditions that apply to you based on the mobile device the Application is installed on:

My Owino

My Owino

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